Free instant quote for Women's Life Insurance
Do you need life insurance? If your answer is "no, I'm a stay-at-home mom", you may not realize how important the work you do is. Consider some of the following, and you may change your mind.
Suppose you are not working at the moment, and don't intend to return to work while you are raising your child. Surely, you do more than just take care of the child, other home life necessities from cleaning to cooking to grocery shopping, all vital activities, are probably taken care
of by you. If you were to unexpectedly pass away, all of these would have to be done by someone. Your day-to-day activities would have to be performed by a housekeeper or maid, and your child would need a nanny, at least for the first few years. A rough estimate of a nanny's annual salary
is $25,000-$30,000. If your child needs 10 years of home care, your family would need $300,000 of coverage.
Even if you did not intend to return to work, circumstances
may force you to do so. If your spouse becomes temporarily unemployed,
you can provide an added layer of financial protection.
Once again, should you pass away unexpectedly, your family will
still need some measure of that protection, something that a
life insurance policy can provide.
It is important that you properly evaluate your contribution to the family. It may not have a dollar value attached, but that does not make your work any less important or vital. Under-insuring yourself can save money on premiums, but can easily result in a false sense of security,
with the death benefits running out far too soon to provide true protection.
You do have one advantage: Women tend to live longer on average,
and suffer from fewer accidents (primarily due to being more
cautious drivers). That means your premiums will be somewhat
lower than those of a man of the same age and health. For
an istant quote on womens' auto insurance click here.
We recommend consulting an insurance specialist to determine the appropriate amount of coverage, as well as what type of policy will best serve your needs. Our expert insurance agents will be glad to help you with a free, no-obligation life insurance quote. Please click here to continue.
Instant Term Life Insurance Quote - CLICK HERE!
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